All of them have default formatting options that you can personalize.

• Atticus. Pros. Cons. Easy to use. …
• Vellum. Pros. Cons. Easy to use. …
• Kindle Create. Pros. Cons. Free. …
• MS Word. Pros. Cons. Most people already own it. …
• Scrivener. Pros. Cons. Great for planning and writing your book. …
• Reedsy. Pros. Cons. Free.